Side-by-side · Q2 2026 data
Vantage Bank Texas vs International Bank of Commerce
Metric by metric
| Measure | Vantage Bank Texas | International Bank of Commerce |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 40 | 95 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 86 | 89 (stronger) |
| Funding & liquidity | 35 | 83 (stronger) |
| Problem-loan coverage | 85 (stronger) | 48 |
| Peer percentile | 24th | 33rd |
| Total assets | $5.1B | $4.6B |
| Deposits / shares | $4.6B | $3.9B |
| Capital ratio | 9.02% | 14.46% (stronger) |
| Problem loans | 0.87% (stronger) | 9.17% |
| Net charge-offs | 0.31% | 0.12% (stronger) |
| Return on assets | 1.64% | 1.73% (stronger) |
| Loans ÷ deposits | 87.7% | 39.2% (stronger) |
| Uninsured deposits | 48.7% | 30.1% (stronger) |
| Offices | 23 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
International Bank of Commerce has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank Texas leads on 1 and International Bank of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.