Side-by-side · Q2 2026 data
Vantage Bank Texas vs The American National Bank of Texas
Metric by metric
| Measure | Vantage Bank Texas | The American National Bank of Texas |
|---|---|---|
| TellerScore | 61 | 61 |
| Capital cushion | 40 (stronger) | 38 |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 86 (stronger) | 45 |
| Funding & liquidity | 35 | 55 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 24th | 24th |
| Total assets | $5.1B | $5.5B |
| Deposits / shares | $4.6B | $4.6B |
| Capital ratio | 9.02% (stronger) | 8.84% |
| Problem loans | 0.87% | 0.23% (stronger) |
| Net charge-offs | 0.31% | 0.03% (stronger) |
| Return on assets | 1.64% (stronger) | 0.63% |
| Loans ÷ deposits | 87.7% | 73.0% (stronger) |
| Uninsured deposits | 48.7% | 43.9% (stronger) |
| Offices | 23 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 11.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Vantage Bank Texas leads on 2 and The American National Bank of Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.