Side-by-side · Q2 2026 data
Vapr Federal Credit Union vs Caribe Federal Credit Union
Metric by metric
| Measure | Vapr Federal Credit Union | Caribe Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 92 (stronger) | 84 |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 68th | 82nd |
| Total assets | $315.6M | $799.9M |
| Deposits / shares | $283.0M | $691.3M |
| Capital ratio | 11.04% | 12.04% (stronger) |
| Problem loans | 0.24% (stronger) | 0.49% |
| Net charge-offs | 0.26% (stronger) | 1.44% |
| Return on assets | 1.18% | 3.54% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 88.1% |
| Uninsured deposits | 8.2% (stronger) | 9.4% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.8% |
Caribe Federal Credit Union has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Vapr Federal Credit Union leads on 4 and Caribe Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.