Side-by-side · Q2 2026 data
Veritas Federal Credit Union vs Greater Experience Credit Union
Credit union
Greater Experience Credit Union
Johnson City, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Veritas Federal Credit Union | Greater Experience Credit Union |
|---|---|---|
| TellerScore | 57 | 64 (stronger) |
| Capital cushion | 30 | 90 (stronger) |
| Loan quality | 80 (stronger) | 51 |
| Earnings | 39 (stronger) | 15 |
| Funding & liquidity | 76 | 83 (stronger) |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 17th | 28th |
| Total assets | $57.1M | $56.4M |
| Deposits / shares | $52.2M | $48.3M |
| Capital ratio | 7.99% | 14.00% (stronger) |
| Problem loans | 0.60% (stronger) | 1.47% |
| Net charge-offs | 1.12% | 0.77% (stronger) |
| Return on assets | 0.48% (stronger) | -0.11% |
| Loans ÷ deposits | 84.0% | 76.9% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 4.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Experience Credit Union has the higher TellerScore (64 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Veritas Federal Credit Union leads on 3 and Greater Experience Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.