Side-by-side · Q2 2026 data
Veritas Federal Credit Union vs Horizon Credit Union
Metric by metric
| Measure | Veritas Federal Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 30 | 69 (stronger) |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 39 | 48 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 17th | 54th |
| Total assets | $57.1M | $60.2M |
| Deposits / shares | $52.2M | $53.8M |
| Capital ratio | 7.99% | 11.89% (stronger) |
| Problem loans | 0.60% | 0.11% (stronger) |
| Net charge-offs | 1.12% | 0.01% (stronger) |
| Return on assets | 0.48% | 0.69% (stronger) |
| Loans ÷ deposits | 84.0% | 80.3% (stronger) |
| Uninsured deposits | 3.8% | 2.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Veritas Federal Credit Union leads on 0 and Horizon Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.