Side-by-side · Q2 2026 data
Veritas Federal Credit Union vs Resource Federal Credit Union
Metric by metric
| Measure | Veritas Federal Credit Union | Resource Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 30 | 54 (stronger) |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 39 | 51 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 17th | 42nd |
| Total assets | $57.1M | $54.7M |
| Deposits / shares | $52.2M | $48.6M |
| Capital ratio | 7.99% | 10.39% (stronger) |
| Problem loans | 0.60% (stronger) | 0.62% |
| Net charge-offs | 1.12% | 0.36% (stronger) |
| Return on assets | 0.48% | 0.76% (stronger) |
| Loans ÷ deposits | 84.0% | 26.1% (stronger) |
| Uninsured deposits | 3.8% | 0.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Resource Federal Credit Union has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Veritas Federal Credit Union leads on 1 and Resource Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.