Side-by-side · Q2 2026 data
Verus Bank of Commerce vs Community State Bank
Metric by metric
| Measure | Verus Bank of Commerce | Community State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 61 | 98 (stronger) |
| Funding & liquidity | 45 | 65 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 72nd |
| Total assets | $202.4M | $208.1M |
| Deposits / shares | $162.9M | $177.6M |
| Capital ratio | 18.46% (stronger) | 12.54% |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.02% | 1.96% (stronger) |
| Loans ÷ deposits | 107.5% | 94.5% (stronger) |
| Uninsured deposits | 21.9% | 15.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Verus Bank of Commerce has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Verus Bank of Commerce leads on 4 and Community State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.