Side-by-side · Q2 2026 data
Vibe Credit Union vs Credit Union One
Metric by metric
| Measure | Vibe Credit Union | Credit Union One |
|---|---|---|
| TellerScore | 62 | 76 (stronger) |
| Capital cushion | 55 | 66 (stronger) |
| Loan quality | 64 | 86 (stronger) |
| Earnings | 43 | 67 (stronger) |
| Funding & liquidity | 83 (stronger) | 78 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 30th | 79th |
| Total assets | $1.6B | $1.8B |
| Deposits / shares | $1.2B | $1.6B |
| Capital ratio | 10.46% | 11.63% (stronger) |
| Problem loans | 1.08% | 0.42% (stronger) |
| Net charge-offs | 0.56% | 0.32% (stronger) |
| Return on assets | 0.57% | 1.18% (stronger) |
| Loans ÷ deposits | 76.8% (stronger) | 82.5% |
| Uninsured deposits | 4.8% (stronger) | 5.9% |
| Offices | 12 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 29.5% |
Credit Union One has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Vibe Credit Union leads on 2 and Credit Union One on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Waterford, MI
- Berkley, MI
- Ferndale, MI
- Sterling Heights, MI
- West Bloomfield, MI