Side-by-side · Q2 2026 data
Victoria Federal Credit Union vs Jackson County Federal Credit Union
Metric by metric
| Measure | Victoria Federal Credit Union | Jackson County Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 78 (stronger) | 47 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 43 | 50 (stronger) |
| Funding & liquidity | 98 (stronger) | 88 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 44th |
| Total assets | $9.4M | $9.0M |
| Deposits / shares | $8.3M | $8.1M |
| Capital ratio | 12.77% (stronger) | 9.68% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.09% (stronger) | 0.14% |
| Return on assets | 0.56% | 0.75% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 71.8% |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Victoria Federal Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Victoria Federal Credit Union leads on 5 and Jackson County Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.