Side-by-side · Q2 2026 data
Villa Grove State Bank vs Bank of Yates City
Metric by metric
| Measure | Villa Grove State Bank | Bank of Yates City |
|---|---|---|
| TellerScore | 86 (stronger) | 42 |
| Capital cushion | 72 (stronger) | 47 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 90 (stronger) | 53 |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 44 |
| Peer percentile | 81st | 5th |
| Total assets | $85.9M | $89.1M |
| Deposits / shares | $74.7M | $80.4M |
| Capital ratio | 12.22% (stronger) | 9.74% |
| Problem loans | 0.00% (stronger) | 4.27% |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 1.75% (stronger) | 0.82% |
| Loans ÷ deposits | 73.3% | 72.5% (stronger) |
| Uninsured deposits | 27.3% | 9.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Villa Grove State Bank has the higher TellerScore (86 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 5 and Bank of Yates City on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.