Side-by-side · Q2 2026 data
Villa Grove State Bank vs BankChampaign, National Association
Metric by metric
| Measure | Villa Grove State Bank | BankChampaign, National Association |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 72 (stronger) | 68 |
| Loan quality | 100 | 100 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 81st | 86th |
| Total assets | $85.9M | $242.8M |
| Deposits / shares | $74.7M | $193.3M |
| Capital ratio | 12.22% (stronger) | 11.84% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.75% | 2.14% (stronger) |
| Loans ÷ deposits | 73.3% (stronger) | 100.2% |
| Uninsured deposits | 27.3% | 12.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Villa Grove State Bank has the higher TellerScore (86 vs 84). On the 5 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 3 and BankChampaign, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.