Side-by-side · Q2 2026 data
Villa Grove State Bank vs Central Illinois Credit Union
Metric by metric
| Measure | Villa Grove State Bank | Central Illinois Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 69 |
| Capital cushion | 72 | 73 (stronger) |
| Loan quality | 100 (stronger) | 38 |
| Earnings | 90 (stronger) | 70 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 81st | 38th |
| Total assets | $85.9M | $26.1M |
| Deposits / shares | $74.7M | $22.8M |
| Capital ratio | 12.22% | 12.26% (stronger) |
| Problem loans | 0.00% (stronger) | 1.85% |
| Net charge-offs | 0.00% (stronger) | 2.37% |
| Return on assets | 1.75% (stronger) | 1.25% |
| Loans ÷ deposits | 73.3% | 49.5% (stronger) |
| Uninsured deposits | 27.3% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Villa Grove State Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 4 and Central Illinois Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.