Side-by-side · Q2 2026 data
Villa Grove State Bank vs Farmers and Merchants State Bank of Bushnell
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | Villa Grove State Bank | Farmers and Merchants State Bank of Bushnell |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 72 (stronger) | 55 |
| Loan quality | 100 | 100 |
| Earnings | 90 (stronger) | 88 |
| Funding & liquidity | 73 | 91 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 81st | 73rd |
| Total assets | $85.9M | $86.5M |
| Deposits / shares | $74.7M | $77.6M |
| Capital ratio | 12.22% (stronger) | 10.49% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.75% (stronger) | 1.70% |
| Loans ÷ deposits | 73.3% | 48.1% (stronger) |
| Uninsured deposits | 27.3% | 23.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Villa Grove State Bank has the higher TellerScore (86 vs 83). On the 5 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 3 and Farmers and Merchants State Bank of Bushnell on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.