Side-by-side · Q2 2026 data
Villa Grove State Bank vs First Federal Savings Bank of Champaign Urbana
Bank
First Federal Savings Bank of Champaign Urbana
Champaign, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Villa Grove State Bank | First Federal Savings Bank of Champaign Urbana |
|---|---|---|
| TellerScore | 86 | 90 (stronger) |
| Capital cushion | 72 | 77 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 90 | 97 (stronger) |
| Funding & liquidity | 73 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 81st | 95th |
| Total assets | $85.9M | $192.5M |
| Deposits / shares | $74.7M | $163.6M |
| Capital ratio | 12.22% | 12.71% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.75% | 1.92% (stronger) |
| Loans ÷ deposits | 73.3% | 70.9% (stronger) |
| Uninsured deposits | 27.3% | 13.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
First Federal Savings Bank of Champaign Urbana has the higher TellerScore (90 vs 86). On the 6 directional measures above (where higher or lower is clearly better), Villa Grove State Bank leads on 1 and First Federal Savings Bank of Champaign Urbana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.