Side-by-side · Q2 2026 data
Virginia State University Federal Credit Union vs Midway Federal Credit Union
Credit union
Virginia State University Federal Credit Union
South Chesterfi, Virginia · Under $100 million in assets
Credit union
Midway Federal Credit Union
Berryville, Virginia · Under $100 million in assets
Metric by metric
| Measure | Virginia State University Federal Credit Union | Midway Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 36 | 100 (stronger) |
| Earnings | 46 (stronger) | 25 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 11th | 77th |
| Total assets | $13.0M | $9.7M |
| Deposits / shares | $11.7M | $7.9M |
| Capital ratio | 9.16% | 23.64% (stronger) |
| Problem loans | 1.93% | 0.00% (stronger) |
| Net charge-offs | -0.02% | -0.04% (stronger) |
| Return on assets | 0.64% (stronger) | 0.11% |
| Loans ÷ deposits | 67.4% | 42.3% (stronger) |
| Uninsured deposits | 1.6% | 0.3% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midway Federal Credit Union has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Virginia State University Federal Credit Union leads on 1 and Midway Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.