Side-by-side · Q2 2026 data
Vision Bank vs First National Bank and Trust Company of Ardmore
Bank
First National Bank and Trust Company of Ardmore
Ardmore, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Vision Bank | First National Bank and Trust Company of Ardmore |
|---|---|---|
| TellerScore | 47 | 79 (stronger) |
| Capital cushion | 42 | 51 (stronger) |
| Loan quality | 14 | 99 (stronger) |
| Earnings | 71 | 83 (stronger) |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 57 | 100 (stronger) |
| Peer percentile | 5th | 75th |
| Total assets | $999.6M | $686.7M |
| Deposits / shares | $836.0M | $587.6M |
| Capital ratio | 9.20% | 10.07% (stronger) |
| Problem loans | 2.59% | 0.03% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.29% | 1.56% (stronger) |
| Loans ÷ deposits | 82.9% | 70.1% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 23.2% |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
First National Bank and Trust Company of Ardmore has the higher TellerScore (79 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Vision Bank leads on 1 and First National Bank and Trust Company of Ardmore on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Norman, OK
- Sulphur, OK