Side-by-side · Q2 2026 data
Vision Bank vs International Bank of Commerce
Metric by metric
| Measure | Vision Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 47 | 88 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 14 | 78 (stronger) |
| Earnings | 71 | 75 (stronger) |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 57 | 96 (stronger) |
| Peer percentile | 5th | 98th |
| Total assets | $999.6M | $1.6B |
| Deposits / shares | $836.0M | $1.2B |
| Capital ratio | 9.20% | 15.53% (stronger) |
| Problem loans | 2.59% | 0.66% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.29% | 1.37% (stronger) |
| Loans ÷ deposits | 82.9% | 54.8% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 24.2% |
| Offices | 10 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (88 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Vision Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Norman, OK
- Shawnee, OK
- Sulphur, OK