Side-by-side · Q2 2026 data
Vision Bank vs Valliance Bank
Metric by metric
| Measure | Vision Bank | Valliance Bank |
|---|---|---|
| TellerScore | 47 | 47 |
| Capital cushion | 42 | 43 (stronger) |
| Loan quality | 14 | 47 (stronger) |
| Earnings | 71 (stronger) | 45 |
| Funding & liquidity | 71 (stronger) | 43 |
| Problem-loan coverage | 57 | 72 (stronger) |
| Peer percentile | 5th | 5th |
| Total assets | $999.6M | $923.3M |
| Deposits / shares | $836.0M | $733.0M |
| Capital ratio | 9.20% | 9.31% (stronger) |
| Problem loans | 2.59% | 1.58% (stronger) |
| Net charge-offs | 0.02% | -0.10% (stronger) |
| Return on assets | 1.29% (stronger) | 0.63% |
| Loans ÷ deposits | 82.9% (stronger) | 105.3% |
| Uninsured deposits | 20.4% (stronger) | 25.6% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Vision Bank leads on 3 and Valliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.