Side-by-side · Q2 2026 data
Vision One Credit Union vs Upward Credit Union
Metric by metric
| Measure | Vision One Credit Union | Upward Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 93 (stronger) | 62 |
| Earnings | 44 | 49 (stronger) |
| Funding & liquidity | 38 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 59th | 36th |
| Total assets | $92.0M | $92.7M |
| Deposits / shares | $76.6M | $79.5M |
| Capital ratio | 16.06% (stronger) | 11.44% |
| Problem loans | 0.21% (stronger) | 1.15% |
| Net charge-offs | 0.43% | 0.15% (stronger) |
| Return on assets | 0.60% | 0.71% (stronger) |
| Loans ÷ deposits | 102.8% | 62.7% (stronger) |
| Uninsured deposits | 32.2% | 1.4% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vision One Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Vision One Credit Union leads on 3 and Upward Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.