Side-by-side · Q2 2026 data
Visionbank of Iowa vs City State Bank
Metric by metric
| Measure | Visionbank of Iowa | City State Bank |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 44 | 44 |
| Loan quality | 76 | 91 (stronger) |
| Earnings | 80 | 94 (stronger) |
| Funding & liquidity | 47 | 54 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 26th | 50th |
| Total assets | $896.1M | $787.9M |
| Deposits / shares | $758.9M | $693.2M |
| Capital ratio | 9.43% (stronger) | 9.37% |
| Problem loans | 0.71% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.51% | 1.84% (stronger) |
| Loans ÷ deposits | 98.4% | 85.5% (stronger) |
| Uninsured deposits | 28.2% (stronger) | 33.9% |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
City State Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 3 and City State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.