Side-by-side · Q2 2026 data
Visionbank of Iowa vs Community State Bank
Metric by metric
| Measure | Visionbank of Iowa | Community State Bank |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 44 | 67 (stronger) |
| Loan quality | 76 | 94 (stronger) |
| Earnings | 80 (stronger) | 74 |
| Funding & liquidity | 47 | 52 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $896.1M | $1.7B |
| Deposits / shares | $758.9M | $1.3B |
| Capital ratio | 9.43% | 11.67% (stronger) |
| Problem loans | 0.71% | 0.19% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.51% (stronger) | 1.34% |
| Loans ÷ deposits | 98.4% (stronger) | 101.2% |
| Uninsured deposits | 28.2% | 21.7% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | 5.6% |
Community State Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 2 and Community State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.