Side-by-side · Q2 2026 data
Visionbank of Iowa vs Decorah Bank & Trust Company
Metric by metric
| Measure | Visionbank of Iowa | Decorah Bank & Trust Company |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 44 | 54 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 80 | 87 (stronger) |
| Funding & liquidity | 47 | 64 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 26th | 57th |
| Total assets | $896.1M | $794.1M |
| Deposits / shares | $758.9M | $694.7M |
| Capital ratio | 9.43% | 10.41% (stronger) |
| Problem loans | 0.71% | 0.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.51% | 1.67% (stronger) |
| Loans ÷ deposits | 98.4% | 82.0% (stronger) |
| Uninsured deposits | 28.2% | 27.7% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.6% | — |
Decorah Bank & Trust Company has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Visionbank of Iowa leads on 1 and Decorah Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.