Side-by-side · Q2 2026 data
W B H Employees Federal Credit Union vs Arh Federal Credit Union
Credit union
W B H Employees Federal Credit Union
Paducah, Kentucky · Under $100 million in assets
Metric by metric
| Measure | W B H Employees Federal Credit Union | Arh Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 98 (stronger) | 56 |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 47th | 62nd |
| Total assets | $17.6M | $19.9M |
| Deposits / shares | $15.1M | $14.4M |
| Capital ratio | 12.98% | 26.93% (stronger) |
| Problem loans | 0.05% (stronger) | 1.32% |
| Net charge-offs | 2.54% | 0.80% (stronger) |
| Return on assets | -1.75% | 1.23% (stronger) |
| Loans ÷ deposits | 48.1% (stronger) | 82.2% |
| Uninsured deposits | 0.7% (stronger) | 5.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arh Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), W B H Employees Federal Credit Union leads on 3 and Arh Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.