Side-by-side · Q2 2026 data
W S S C Federal Credit Union vs Destinations Credit Union
Credit union
W S S C Federal Credit Union
Laurel, Maryland · Under $100 million in assets
Metric by metric
| Measure | W S S C Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 50 | 79 (stronger) |
| Capital cushion | 51 | 88 (stronger) |
| Loan quality | 35 | 84 (stronger) |
| Earnings | 14 | 35 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 9th | 62nd |
| Total assets | $35.4M | $65.4M |
| Deposits / shares | $31.9M | $56.7M |
| Capital ratio | 10.13% | 13.76% (stronger) |
| Problem loans | 1.95% | 0.48% (stronger) |
| Net charge-offs | 1.32% | 0.48% (stronger) |
| Return on assets | -0.16% | 0.36% (stronger) |
| Loans ÷ deposits | 61.4% | 48.1% (stronger) |
| Uninsured deposits | 5.0% | 2.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Destinations Credit Union has the higher TellerScore (79 vs 50). On the 7 directional measures above (where higher or lower is clearly better), W S S C Federal Credit Union leads on 0 and Destinations Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.