Side-by-side · Q2 2026 data
Waco Federal Credit Union vs Temple-Inland Federal Credit Union
Credit union
Temple-Inland Federal Credit Union
Diboll, Texas · Under $100 million in assets
Metric by metric
| Measure | Waco Federal Credit Union | Temple-Inland Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 52 | 77 (stronger) |
| Earnings | 57 | 58 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 28th | 80th |
| Total assets | $20.3M | $20.1M |
| Deposits / shares | $18.1M | $16.7M |
| Capital ratio | 10.19% | 18.28% (stronger) |
| Problem loans | 1.43% | 0.68% (stronger) |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 0.93% | 0.94% (stronger) |
| Loans ÷ deposits | 46.1% | 44.7% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Temple-Inland Federal Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Waco Federal Credit Union leads on 0 and Temple-Inland Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.