Side-by-side · Q2 2026 data
Wailuku Federal Credit Union vs Kahului Federal Credit Union
Metric by metric
| Measure | Wailuku Federal Credit Union | Kahului Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 77 | 89 (stronger) |
| Loan quality | 61 | 96 (stronger) |
| Earnings | 97 (stronger) | 30 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 76th | 70th |
| Total assets | $135.4M | $78.8M |
| Deposits / shares | $118.4M | $66.9M |
| Capital ratio | 12.65% | 13.90% (stronger) |
| Problem loans | 1.18% | 0.13% (stronger) |
| Net charge-offs | 0.15% | -0.01% (stronger) |
| Return on assets | 1.93% (stronger) | 0.25% |
| Loans ÷ deposits | 79.3% | 40.2% (stronger) |
| Uninsured deposits | 8.9% | 6.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kahului Federal Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Wailuku Federal Credit Union leads on 1 and Kahului Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.