Side-by-side · Q2 2026 data
Walden Savings Bank vs First Central Savings Bank
Metric by metric
| Measure | Walden Savings Bank | First Central Savings Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 57 |
| Capital cushion | 52 | 53 (stronger) |
| Loan quality | 65 (stronger) | 60 |
| Earnings | 60 (stronger) | 59 |
| Funding & liquidity | 64 (stronger) | 47 |
| Problem-loan coverage | 84 (stronger) | 69 |
| Peer percentile | 27th | 16th |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $819.6M | $891.0M |
| Capital ratio | 10.19% | 10.30% (stronger) |
| Problem loans | 1.05% (stronger) | 1.19% |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.01% (stronger) | 0.97% |
| Loans ÷ deposits | 96.2% (stronger) | 99.7% |
| Uninsured deposits | 14.8% (stronger) | 27.5% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.1% |
Walden Savings Bank has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Walden Savings Bank leads on 5 and First Central Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.