TellerScore

Side-by-side · Q2 2026 data

Walden Savings Bank vs First Federal Savings of Middletown

Bank

Walden Savings Bank

Montgomery, New York · $1 billion – $10 billion

62of 100
Moderate

Bank

First Federal Savings of Middletown

Middletown, New York · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasureWalden Savings BankFirst Federal Savings of Middletown
TellerScore6289 (stronger)
Capital cushion52100 (stronger)
Loan quality65100 (stronger)
Earnings6094 (stronger)
Funding & liquidity64 (stronger)37
Problem-loan coverage84100 (stronger)
Peer percentile27th94th
Total assets$1.0B$188.0M
Deposits / shares$819.6M$112.3M
Capital ratio10.19%36.94% (stronger)
Problem loans1.05%0.00% (stronger)
Net charge-offs0.03% (stronger)0.46%
Return on assets1.01%1.86% (stronger)
Loans ÷ deposits96.2% (stronger)132.6%
Uninsured deposits14.8% (stronger)26.9%
Offices111
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Federal Savings of Middletown has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Walden Savings Bank leads on 3 and First Federal Savings of Middletown on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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