Side-by-side · Q2 2026 data
Wallis Bank vs Gulf Coast Educators Federal Credit Union
Credit union
Gulf Coast Educators Federal Credit Union
Pasadena, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Wallis Bank | Gulf Coast Educators Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 52 | 70 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 34 | 59 (stronger) |
| Problem-loan coverage | 49 | 92 (stronger) |
| Peer percentile | 17th | 82nd |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 10.10% | 15.70% (stronger) |
| Problem loans | 1.43% | 0.90% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.67% |
| Return on assets | 2.02% (stronger) | 0.91% |
| Loans ÷ deposits | 94.5% | 81.9% (stronger) |
| Uninsured deposits | 43.6% | 32.5% (stronger) |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Gulf Coast Educators Federal Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wallis Bank leads on 2 and Gulf Coast Educators Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.