Side-by-side · Q2 2026 data
Wallis Bank vs Lone Star Bank
Metric by metric
| Measure | Wallis Bank | Lone Star Bank |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 51 | 77 (stronger) |
| Loan quality | 52 | 90 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 34 | 53 (stronger) |
| Problem-loan coverage | 49 | 96 (stronger) |
| Peer percentile | 17th | 68th |
| Total assets | $1.4B | $202.3M |
| Deposits / shares | $1.2B | $176.0M |
| Capital ratio | 10.10% | 12.65% (stronger) |
| Problem loans | 1.43% | 0.29% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 2.02% (stronger) | 1.19% |
| Loans ÷ deposits | 94.5% (stronger) | 98.9% |
| Uninsured deposits | 43.6% | 22.4% (stronger) |
| Offices | 16 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lone Star Bank has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wallis Bank leads on 2 and Lone Star Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.