Side-by-side · Q2 2026 data
Wallis Bank vs Rio Bank
Metric by metric
| Measure | Wallis Bank | Rio Bank |
|---|---|---|
| TellerScore | 58 | 66 (stronger) |
| Capital cushion | 51 (stronger) | 50 |
| Loan quality | 52 | 82 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 34 | 66 (stronger) |
| Problem-loan coverage | 49 | 93 (stronger) |
| Peer percentile | 17th | 40th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.10% (stronger) | 10.03% |
| Problem loans | 1.43% | 0.53% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 2.02% (stronger) | 0.91% |
| Loans ÷ deposits | 94.5% | 70.8% (stronger) |
| Uninsured deposits | 43.6% | 35.5% (stronger) |
| Offices | 16 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
Rio Bank has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wallis Bank leads on 3 and Rio Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.