Side-by-side · Q2 2026 data
Wallis Bank vs Southwestern National Bank
Metric by metric
| Measure | Wallis Bank | Southwestern National Bank |
|---|---|---|
| TellerScore | 58 | 73 (stronger) |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 52 | 86 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 34 (stronger) | 30 |
| Problem-loan coverage | 49 | 95 (stronger) |
| Peer percentile | 17th | 70th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.10% | 12.41% (stronger) |
| Problem loans | 1.43% | 0.42% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.13% |
| Return on assets | 2.02% (stronger) | 1.46% |
| Loans ÷ deposits | 94.5% (stronger) | 96.4% |
| Uninsured deposits | 43.6% (stronger) | 45.6% |
| Offices | 16 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Southwestern National Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Wallis Bank leads on 4 and Southwestern National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.