Side-by-side · Q2 2026 data
Wallkill Valley Federal Savings and Loan Association vs NorthEast Community Bank
Bank
Wallkill Valley Federal Savings and Loan Association
Wallkill, New York · $100 million – $1 billion
Metric by metric
| Measure | Wallkill Valley Federal Savings and Loan Association | NorthEast Community Bank |
|---|---|---|
| TellerScore | 68 | 90 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 36 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 99th |
| Total assets | $485.0M | $2.1B |
| Deposits / shares | $416.7M | $1.5B |
| Capital ratio | 9.17% | 17.32% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 0.68% | 2.00% (stronger) |
| Loans ÷ deposits | 83.6% (stronger) | 123.9% |
| Uninsured deposits | 20.9% (stronger) | 28.0% |
| Offices | 9 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 68). On the 6 directional measures above (where higher or lower is clearly better), Wallkill Valley Federal Savings and Loan Association leads on 3 and NorthEast Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.