Side-by-side · Q2 2026 data
Walters Bank and Trust Company vs Bank of Commerce
Metric by metric
| Measure | Walters Bank and Trust Company | Bank of Commerce |
|---|---|---|
| TellerScore | 99 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 98 (stronger) | 24 |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 99 (stronger) | 66 |
| Peer percentile | 99th | 5th |
| Total assets | $70.3M | $334.0M |
| Deposits / shares | $56.5M | $294.0M |
| Capital ratio | 20.03% (stronger) | 10.54% |
| Problem loans | 0.06% (stronger) | 2.27% |
| Net charge-offs | 0.10% (stronger) | 0.20% |
| Return on assets | 2.33% (stronger) | 0.22% |
| Loans ÷ deposits | 60.6% (stronger) | 75.7% |
| Uninsured deposits | 11.8% (stronger) | 24.5% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Walters Bank and Trust Company has the higher TellerScore (99 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Walters Bank and Trust Company leads on 7 and Bank of Commerce on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.