Side-by-side · Q2 2026 data
Ware County School Employees Federal Credit Union vs Beka Federal Credit Union
Credit union
Ware County School Employees Federal Credit Union
Waycross, Georgia · Under $100 million in assets
Metric by metric
| Measure | Ware County School Employees Federal Credit Union | Beka Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 91 (stronger) | 80 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 75 | 81 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 80th | 26th |
| Total assets | $6.3M | $4.6M |
| Deposits / shares | $5.4M | $4.0M |
| Capital ratio | 14.08% (stronger) | 12.97% |
| Problem loans | 0.00% (stronger) | 0.86% |
| Net charge-offs | 0.13% (stronger) | 2.55% |
| Return on assets | 1.05% (stronger) | -0.65% |
| Loans ÷ deposits | 85.7% | 79.7% (stronger) |
| Uninsured deposits | 12.6% | 1.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ware County School Employees Federal Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ware County School Employees Federal Credit Union leads on 5 and Beka Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.