Side-by-side · Q2 2026 data
Warren-Boynton State Bank vs BankChampaign, National Association
Metric by metric
| Measure | Warren-Boynton State Bank | BankChampaign, National Association |
|---|---|---|
| TellerScore | 79 | 84 (stronger) |
| Capital cushion | 71 (stronger) | 68 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 72 (stronger) | 60 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 75th | 86th |
| Total assets | $234.5M | $242.8M |
| Deposits / shares | $201.4M | $193.3M |
| Capital ratio | 12.08% (stronger) | 11.84% |
| Problem loans | 0.41% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.52% | 2.14% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 100.2% |
| Uninsured deposits | 18.8% | 12.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
BankChampaign, National Association has the higher TellerScore (84 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Warren-Boynton State Bank leads on 2 and BankChampaign, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.