Side-by-side · Q2 2026 data
Warren-Boynton State Bank vs Metropolitan Capital Bank & Trust
Metric by metric
| Measure | Warren-Boynton State Bank | Metropolitan Capital Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 15 |
| Capital cushion | 71 (stronger) | 0 |
| Loan quality | 86 (stronger) | 6 |
| Earnings | 81 (stronger) | 0 |
| Funding & liquidity | 72 | 87 (stronger) |
| Problem-loan coverage | 95 (stronger) | 0 |
| Peer percentile | 75th | 0th |
| Total assets | $234.5M | $235.5M |
| Deposits / shares | $201.4M | $202.1M |
| Capital ratio | 12.08% (stronger) | 1.83% |
| Problem loans | 0.41% (stronger) | 2.82% |
| Net charge-offs | 0.01% (stronger) | 10.53% |
| Return on assets | 1.52% (stronger) | -6.92% |
| Loans ÷ deposits | 83.4% | 65.0% (stronger) |
| Uninsured deposits | 18.8% (stronger) | 22.3% |
| Offices | 4 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Warren-Boynton State Bank has the higher TellerScore (79 vs 15). On the 7 directional measures above (where higher or lower is clearly better), Warren-Boynton State Bank leads on 6 and Metropolitan Capital Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.