Side-by-side · Q2 2026 data
Warren-Boynton State Bank vs Prairie State Bank and Trust
Metric by metric
| Measure | Warren-Boynton State Bank | Prairie State Bank and Trust |
|---|---|---|
| TellerScore | 79 | 80 (stronger) |
| Capital cushion | 71 | 74 (stronger) |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 81 | 83 (stronger) |
| Funding & liquidity | 72 | 75 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 75th | 77th |
| Total assets | $234.5M | $840.1M |
| Deposits / shares | $201.4M | $730.2M |
| Capital ratio | 12.08% | 12.39% (stronger) |
| Problem loans | 0.41% (stronger) | 0.52% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.52% | 1.58% (stronger) |
| Loans ÷ deposits | 83.4% | 74.9% (stronger) |
| Uninsured deposits | 18.8% (stronger) | 24.3% |
| Offices | 4 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Prairie State Bank and Trust has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Warren-Boynton State Bank leads on 3 and Prairie State Bank and Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.