Side-by-side · Q2 2026 data
Washington County Bank vs Arbor Bank
Metric by metric
| Measure | Washington County Bank | Arbor Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 57 |
| Capital cushion | 78 (stronger) | 37 |
| Loan quality | 89 (stronger) | 66 |
| Earnings | 92 (stronger) | 67 |
| Funding & liquidity | 63 (stronger) | 51 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 84th | 14th |
| Total assets | $662.3M | $701.7M |
| Deposits / shares | $558.8M | $607.8M |
| Capital ratio | 12.79% (stronger) | 8.69% |
| Problem loans | 0.34% (stronger) | 1.03% |
| Net charge-offs | 0.16% | 0.01% (stronger) |
| Return on assets | 1.80% (stronger) | 1.16% |
| Loans ÷ deposits | 88.7% (stronger) | 97.3% |
| Uninsured deposits | 22.9% (stronger) | 25.7% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 0.9% |
Washington County Bank has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Washington County Bank leads on 6 and Arbor Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.