Side-by-side · Q2 2026 data
Washington County Bank vs Madison County Bank
Metric by metric
| Measure | Washington County Bank | Madison County Bank |
|---|---|---|
| TellerScore | 83 | 85 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 92 (stronger) | 73 |
| Funding & liquidity | 63 (stronger) | 56 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 84th | 88th |
| Total assets | $662.3M | $613.2M |
| Deposits / shares | $558.8M | $479.2M |
| Capital ratio | 12.79% | 15.11% (stronger) |
| Problem loans | 0.34% (stronger) | 0.37% |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.80% (stronger) | 1.33% |
| Loans ÷ deposits | 88.7% (stronger) | 94.9% |
| Uninsured deposits | 22.9% (stronger) | 23.4% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Madison County Bank has the higher TellerScore (85 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Washington County Bank leads on 4 and Madison County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.