Side-by-side · Q2 2026 data
Washington Financial Bank vs Alcose Credit Union
Metric by metric
| Measure | Washington Financial Bank | Alcose Credit Union |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 85 | 99 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 91st | 87th |
| Total assets | $1.4B | $16.1M |
| Deposits / shares | $1.2B | $13.7M |
| Capital ratio | 14.75% | 16.42% (stronger) |
| Problem loans | 0.46% | 0.03% (stronger) |
| Net charge-offs | 0.57% (stronger) | 0.90% |
| Return on assets | 1.15% (stronger) | 0.66% |
| Loans ÷ deposits | 87.2% | 32.8% (stronger) |
| Uninsured deposits | 34.8% | 0.9% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | — |
Alcose Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Washington Financial Bank leads on 2 and Alcose Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.