Side-by-side · Q2 2026 data
Washington Financial Bank vs Ohio County Public Schools Federal Credit Union
Credit union
Ohio County Public Schools Federal Credit Union
Wheeling, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Washington Financial Bank | Ohio County Public Schools Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 76 |
| Capital cushion | 97 (stronger) | 71 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 66 (stronger) | 23 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 91st | 54th |
| Total assets | $1.4B | $5.7M |
| Deposits / shares | $1.2B | $4.8M |
| Capital ratio | 14.75% (stronger) | 12.09% |
| Problem loans | 0.46% | 0.00% (stronger) |
| Net charge-offs | 0.57% | 0.31% (stronger) |
| Return on assets | 1.15% (stronger) | 0.08% |
| Loans ÷ deposits | 87.2% | 52.9% (stronger) |
| Uninsured deposits | 34.8% | 0.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | — |
Washington Financial Bank has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Washington Financial Bank leads on 3 and Ohio County Public Schools Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.