Side-by-side · Q2 2026 data
Washington State Bank vs Beardstown Savings s.b.
Metric by metric
| Measure | Washington State Bank | Beardstown Savings s.b. |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 41 | 55 (stronger) |
| Loan quality | 66 (stronger) | 62 |
| Earnings | 50 (stronger) | 49 |
| Funding & liquidity | 88 | 88 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 19th | 24th |
| Total assets | $79.1M | $79.5M |
| Deposits / shares | $70.2M | $60.8M |
| Capital ratio | 9.10% | 10.55% (stronger) |
| Problem loans | 1.03% (stronger) | 1.15% |
| Net charge-offs | 0.19% | -0.01% (stronger) |
| Return on assets | 0.75% (stronger) | 0.72% |
| Loans ÷ deposits | 42.3% (stronger) | 69.4% |
| Uninsured deposits | 25.6% | 17.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beardstown Savings s.b. has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 3 and Beardstown Savings s.b. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.