Side-by-side · Q2 2026 data
Washington State Bank vs CBI Bank & Trust
Metric by metric
| Measure | Washington State Bank | CBI Bank & Trust |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 75 (stronger) | 52 |
| Loan quality | 84 (stronger) | 66 |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 66 | 68 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 72nd | 33rd |
| Total assets | $601.1M | $1.7B |
| Deposits / shares | $510.5M | $1.4B |
| Capital ratio | 12.48% (stronger) | 10.23% |
| Problem loans | 0.49% (stronger) | 1.01% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.39% (stronger) | 1.11% |
| Loans ÷ deposits | 70.6% (stronger) | 73.8% |
| Uninsured deposits | 36.8% | 31.2% (stronger) |
| Offices | 5 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Washington State Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 5 and CBI Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Washington, IA