Side-by-side · Q2 2026 data
Washington State Bank vs Federation Bank
Metric by metric
| Measure | Washington State Bank | Federation Bank |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 75 (stronger) | 55 |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 76 | 91 (stronger) |
| Funding & liquidity | 66 | 99 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 72nd | 84th |
| Total assets | $601.1M | $155.8M |
| Deposits / shares | $510.5M | $133.8M |
| Capital ratio | 12.48% (stronger) | 10.49% |
| Problem loans | 0.49% | 0.20% (stronger) |
| Net charge-offs | 0.05% | -0.06% (stronger) |
| Return on assets | 1.39% | 1.79% (stronger) |
| Loans ÷ deposits | 70.6% | 61.0% (stronger) |
| Uninsured deposits | 36.8% | 6.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 7.4% |
Federation Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 1 and Federation Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Washington, IA