Side-by-side · Q2 2026 data
Washington State Bank vs Hills Bank and Trust Company
Metric by metric
| Measure | Washington State Bank | Hills Bank and Trust Company |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 75 | 84 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 48 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 72nd | 95th |
| Total assets | $601.1M | $4.8B |
| Deposits / shares | $510.5M | $3.5B |
| Capital ratio | 12.48% | 13.36% (stronger) |
| Problem loans | 0.49% | 0.40% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.39% | 2.08% (stronger) |
| Loans ÷ deposits | 70.6% (stronger) | 102.2% |
| Uninsured deposits | 36.8% | 23.8% (stronger) |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 6.6% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 1 and Hills Bank and Trust Company on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Washington, IA