Side-by-side · Q2 2026 data
Washington State Bank vs Iowa State Bank and Trust Company of Fairfield, Iowa
Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Washington State Bank | Iowa State Bank and Trust Company of Fairfield, Iowa |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 75 (stronger) | 30 |
| Loan quality | 84 | 97 (stronger) |
| Earnings | 76 (stronger) | 70 |
| Funding & liquidity | 66 (stronger) | 48 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 72nd | 26th |
| Total assets | $601.1M | $352.1M |
| Deposits / shares | $510.5M | $300.9M |
| Capital ratio | 12.48% (stronger) | 8.01% |
| Problem loans | 0.49% | 0.10% (stronger) |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.39% (stronger) | 1.24% |
| Loans ÷ deposits | 70.6% (stronger) | 83.3% |
| Uninsured deposits | 36.8% (stronger) | 40.7% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Washington State Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Washington State Bank leads on 5 and Iowa State Bank and Trust Company of Fairfield, Iowa on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fairfield, IA