Side-by-side · Q2 2026 data
Washington State Employees Credit Union vs Peak Credit Union
Credit union
Washington State Employees Credit Union
Olympia, Washington · $1 billion – $10 billion
Metric by metric
| Measure | Washington State Employees Credit Union | Peak Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 49 | 63 (stronger) |
| Loan quality | 73 (stronger) | 59 |
| Earnings | 30 | 31 (stronger) |
| Funding & liquidity | 74 (stronger) | 68 |
| Problem-loan coverage | 87 (stronger) | 81 |
| Peer percentile | 22nd | 19th |
| Total assets | $5.1B | $4.2B |
| Deposits / shares | $4.5B | $3.7B |
| Capital ratio | 9.89% | 11.31% (stronger) |
| Problem loans | 0.80% (stronger) | 1.22% |
| Net charge-offs | 1.17% (stronger) | 1.41% |
| Return on assets | 0.25% | 0.29% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 91.9% |
| Uninsured deposits | 13.8% | 10.0% (stronger) |
| Offices | 24 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 46.1% | — |
Washington State Employees Credit Union has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Washington State Employees Credit Union leads on 4 and Peak Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.