Side-by-side · Q2 2026 data
Washington Trust Bank vs Delta Schools Federal Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | Washington Trust Bank | Delta Schools Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 81 (stronger) |
| Capital cushion | 47 | 57 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 67 | 67 |
| Funding & liquidity | 30 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 29th | 68th |
| Total assets | $10.5B | $66.5M |
| Deposits / shares | $8.8B | $59.0M |
| Capital ratio | 9.73% | 10.74% (stronger) |
| Problem loans | 0.73% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 1.19% (stronger) | 1.18% |
| Loans ÷ deposits | 82.9% | 49.9% (stronger) |
| Uninsured deposits | 57.3% | 0.9% (stronger) |
| Offices | 44 | 3 |
| CFPB complaints (3 yrs) | 19 | — |
| Complaints per $1B deposits | 2.2 | — |
| Mortgage denial rate (HMDA) | 22.5% | — |
Delta Schools Federal Credit Union has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Washington Trust Bank leads on 1 and Delta Schools Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.