Side-by-side · Q2 2026 data
Washita Valley Bank vs Bank of Hydro
Metric by metric
| Measure | Washita Valley Bank | Bank of Hydro |
|---|---|---|
| TellerScore | 52 | 76 (stronger) |
| Capital cushion | 73 (stronger) | 66 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 52 |
| Problem-loan coverage | 43 | 90 (stronger) |
| Peer percentile | 11th | 64th |
| Total assets | $68.8M | $180.8M |
| Deposits / shares | $60.0M | $156.9M |
| Capital ratio | 12.27% (stronger) | 11.56% |
| Problem loans | 8.23% | 0.64% (stronger) |
| Net charge-offs | 3.04% | -0.05% (stronger) |
| Return on assets | 1.11% | 2.70% (stronger) |
| Loans ÷ deposits | 50.2% (stronger) | 102.0% |
| Uninsured deposits | 26.1% | 20.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hydro has the higher TellerScore (76 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Washita Valley Bank leads on 2 and Bank of Hydro on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.